International Student Insurance

Aetna Student Health, working with University of Missouri – Kansas City, offers a student-focused health insurance plan. You get access to Aetna’s nationwide network of participating doctors, hospitals, pharmacies and specialists.

I have health insurance from home. Do I have to enroll in insurance through UMKC?

Are you are a non-immigrant international students with a F-1 or J-1 visa?
YES. enrollment in this Plan is mandatory and automatic when you enroll in classes.

Are you a scholar or participating in Optional Practical Training/Academic Training (OPT)?
NO, it is not mandatory. But, you can choose to enroll in the Plan.

How do I get a copy of my insurance card?

It is important to carry your Insurance Card with you, in case of emergency. When you arrive at a doctor’s appointment or any type of medical service,  they will likely need information that will be on the Insurance Card.

To get a copy of your insurance card, click here: Aetna Student Health Insurance Card

You will enter your Student ID number and date of birth. Once you submit, it will lead you to an online form. You may either print out the information for your insurance plan on paper, or order a plastic insurance card (the plastic card is recommended).

You may request this through the online form or call (877) 375-7905.

What are the coverage periods and what is the enrollment deadline?

How much does it cost?

How do I pay for my health insurance?

The cost of the insurance is automatically billed when you enroll in classes.

What is included in the plan?

Read the  Student Insurance Plan Benefits Summary for details about the plan. Or you can obtain a brochure and Plan information at International Student Affairs Office (ISAO), or by contacting Aetna Student Health at (877) 375-7905 or

Are my dependents covered?

Family coverage is available but not automatic. Eligible dependents are defined as spouses residing with Insured Students or unmarried children under 25 years of age, who are Missouri residents not covered under another plan. Dependents must enroll in the Plan when the student first enrolls or within 30 days of the date the dependent entered the United States. Contact ISAO to obtain the enrollment form and mail the form and the correct premium directly to Aetna Student Health.

Will the cost of health insurance for my dependents be included in my student bill?

NO. You will need to mail the correct premium directly to Aetna Student Health. Only mail the cost of the premium after you have  deducted the cost of the F-1/J-1 student’s insurance.


More Information

Click here to go to Aetna’s website

Click Here to see 2020-2021 International Student Health Insurance Plan Highlights

Click Here for Frequently Asked Questions about UMKC’s international student insurance